Mortgage Rates Are Declining, Finally

Mortgage rates have declined but could stay at a level that makes it tough to afford a home
Mortgage rates have been mostly declining in recent weeks, helping encourage prospective home shoppers just as the spring homebuying season gets going. But the same factors that have pulled mortgage rates to their lowest level since December — signs that the U.
Mortgage Rates Are Declining, Finally, but May Hover at an Uncomfortable Level
Mortgage rates have been mostly declining in recent weeks, helping encourage prospective home shoppers just as the spring homebuying season gets going
Mortgage rates drop again to lowest level this year
Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan. The national median family income for 2024 was $97,800,
30-Year Refinance Rates Drop to New 4-Month Low
Refinance rates for 30-year loans have fallen seven of the last nine days, sinking rates to their lowest level since mid-October. Most other refi rates also dipped.
Lower mortgage rates drew more homebuyers last week
Two straight weeks of declining mortgage rates have awakened the housing market. In a significant shift for the mortgage market, loan applications surged b
Mortgage rates fall to three-month low: MBA
Demand for home loans, particularly refinancings, surged in the last week of February as Treasury yields fell.
Current Mortgage Refinance Rates: March 5, 2025 – Rates Decrease
The rate on a 30-year fixed refinance slipped to 6.6% today, according to the Mortgage Research Center. Rates averaged 5.56% ...
Weekly mortgage demand surges 20% higher after interest rates drop to the lowest since last year
Total mortgage application volume jumped 20.4% last week compared with the previous week, according to the Mortgage Bankers ...
Why Do Mortgage Rates Vary by State?
Mortgage lenders typically use risk-based pricing, which assesses the probability of default based on factors such as credit ...
US Mortgage Rates Near Three-Month Low in Boost to Demand
US mortgage rates declined last week to an almost three-month low, sparking lending activity for home refinancing and ...
Homebuyers Receive Mortgage Interest Rate Warning
Mortgage rates are likely to dip as uncertainty around Trump's policies grows—but that may be as low as they are going to get this year, experts say.
Mortgage Rates Drop Today—the Lowest It's Been in 2 Months
"This week, mortgage rates decreased to their lowest level in over two months," says Freddie Mac Chief Economist Sam Khater. ...
Housing Market Forecast 2025-26: Interest Rates Keep Construction Flat
Little change in interest rates mean that construction will be generally level, home prices will rise moderately and rents ...
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Mortgage rates have dropped sharply. How will borrowers respond?
The 30-year mortgage rate hasn’t been this low since Christmas, while the 15-year rate has reached its lowest point since ...
Mortgage Rates Dip, but Not Enough To Ease Consumer Concerns
Mortgage rates eased for a sixth week in a row, to 6.76%. That’s the lowest level of 2025, but it’s still more than half a ...
Mortgage Demand Jumps as Rates Fall on Tariff Uncertainty
Mortgage demand for purchases was up 12%, and refinancing rose 37% from last week as rates dropped to their lowest levels ...
Today's Mortgage Rates | Gloomy Economic Outlook Pushes Rates Down
These are today's mortgage and refinance rates. Mortgage rates have dropped recently as investors weigh weaker economic data.